Why? I remember that when I had complete control over my finances, keeping track of my expenses and spending proved beneficial in identifying unnecessary purchases. You see, one of my strengths lies in avoiding things that don’t bring me any benefits.

I refrain from smoking or gambling because, in my view, they only lead to definite losses. While I do indulge in occasional drinking, I am mindful of not making it a regular habit, considering the adverse effects it can have on my kidney, liver, and finances.

In the past, I used to spend a significant amount of money on items like stickers, idol merchandise, craft, and music hobbies, among others. I also remember spending thousands on things like beading items, boarding games, young adult fiction novels, and all, but they are gathering dust in my room or I was forced to discard/giveaway to make space. As I reflect on my past actions, I develop thought processes to determine whether my potential expenses are truly necessary.

Clearly, this skill is not something innate to us from birth. It requires practice, and my lessons were learned through unnecessary expenses I incurred in the past. The key point here is that we must reflect on our actions to pave the way for a better future. Otherwise, if we continue without mindful consideration, we won’t achieve improved results.